Combined Insurance Services

Combined Insurance Services is a firm specializing in benefits for employer groups and individuals.  As one of the largest and most influential benefit brokerages in Northwest Florida, Combined Insurance Services offers clients the experience and expertise necessary to navigate through the complex world of benefits programs.

Firm Principals, Todd Torgersen and Anna Barbee, have extensive experience in the brokerage business and a background as insurance company employees.  With that unique experience, they understand how insurance companies operate internally and make that knowledge work for their clients.

Their focus is always on results for customers.  Whether it is negotiating favorable rates, educating employees, managing a service issue, or exploring new approaches, the team at Combined Insurance Services keeps a vigilant watch for customer interests and goals.

Combined Insurance Services knows that for employers, benefits are more than an employee perk; they are in fact central to an employer strategy.  A key role for Combined Insurance Services is to develop benefit strategies that help customers reach their business goals.

For either an individual health insurance buyer, or a group client of over 5,000 employees, Combined Insurance Services works tirelessly for their clients.  Each member of the Combined Insurance Services team knows the reason for the company's existence---the customer.

"LET OUR EXPERIENCE WORK FOR YOU""